Risk Disclosure

1. General Investment Risks

All investments carry risk, and you may lose some or all of your invested capital. Past performance is not indicative of future results. Before investing, consider:

• Your investment objectives and risk tolerance
• Your financial situation and ability to bear losses
• Your knowledge and experience in investing
• The nature and complexity of the investment
• Whether you can afford to lose the money invested

2. Cryptocurrency and Blockchain Risks

2.1 Volatility Risk

Cryptocurrency prices can be extremely volatile and may fluctuate dramatically in short periods. This volatility can result in significant losses.

2.2 Technology Risk

Blockchain technology is relatively new and may have technical vulnerabilities, bugs, or failures that could affect the value or functionality of digital assets.

2.3 Regulatory Risk

Cryptocurrency regulations are evolving and may change significantly, potentially affecting the value, legality, or availability of digital assets.

2.4 Liquidity Risk

Some digital assets may have limited liquidity, making it difficult to buy or sell them at desired prices or quantities.

3. STAC Token Specific Risks

• Asset Backing Risk: While STAC tokens are backed by real assets, the value of these assets may fluctuate
• Smart Contract Risk: STAC tokens rely on smart contracts that may have bugs or vulnerabilities
• Market Risk: STAC token value may be affected by market sentiment and demand
• Redemption Risk: There is no guarantee that STAC tokens can be redeemed for underlying assets
• Regulatory Risk: Changes in regulations may affect STAC token classification or trading

4. Venture Capital Investment Risks

4.1 High Risk, High Reward

Venture capital investments are inherently risky and may result in total loss of capital. However, they also offer the potential for significant returns.

4.2 Illiquidity

Venture capital investments are typically illiquid and may not be easily sold or transferred. You may need to hold investments for extended periods.

4.3 Company-Specific Risks

• Management team changes or departures
• Market competition and technological changes
• Regulatory changes affecting the business
• Financial difficulties or bankruptcy
• Intellectual property disputes
• Economic downturns affecting the sector

5. Real Estate Investment Risks

• Market Risk: Real estate values can decline due to economic conditions
• Location Risk: Property values depend heavily on location and local factors
• Liquidity Risk: Real estate is generally illiquid and may take time to sell
• Maintenance Risk: Properties require ongoing maintenance and management
• Regulatory Risk: Changes in zoning, taxes, or regulations may affect property values
• Interest Rate Risk: Rising interest rates may affect property values and financing costs

6. Platform and Operational Risks

• Technology Risk: Platform outages, bugs, or security breaches may affect your ability to trade or access funds
• Counterparty Risk: Risk that other parties may default on their obligations
• Operational Risk: Errors in operations, systems, or processes may result in losses
• Regulatory Risk: Changes in regulations may affect platform operations or your ability to use services
• Third-Party Risk: Dependence on third-party service providers may create additional risks

7. Shariah Compliance Risks

While we strive to ensure all investments comply with Shariah principles, there are risks that:

• Shariah compliance interpretations may change over time
• Underlying assets may become non-compliant due to business changes
• Shariah board rulings may affect investment structures
• Regulatory changes may impact Shariah compliance requirements

8. Currency and Exchange Rate Risks

If you invest in assets denominated in currencies other than your own, you may be exposed to:

• Currency exchange rate fluctuations
• Currency conversion costs
• Political and economic risks in foreign countries
• Differences in regulatory frameworks across jurisdictions

9. Concentration Risk

Investing heavily in a single asset, sector, or geographic region may increase your risk exposure. Diversification can help reduce but not eliminate risk.

10. Tax Implications

Investment returns may be subject to taxation. Tax laws and regulations vary by jurisdiction and may change over time. You should consult with a tax advisor regarding your specific situation.

11. No Guarantee of Returns

We do not guarantee any returns on investments. All investments carry risk, and you may lose some or all of your invested capital. Historical performance is not indicative of future results.

12. Professional Advice

This risk disclosure does not constitute investment advice. You should seek independent professional advice before making investment decisions, especially if you are unsure about any aspect of an investment.

13. Contact Information

If you have questions about these risks or need clarification, please contact us: