Terms of Service

1. Acceptance of Terms

By accessing and using Safa Global Capital Citizens ("the Platform"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

2. Description of Service

Safa Global Capital Citizens provides a blockchain-based investment platform that offers:

• Shariah-compliant investment opportunities
• Asset-backed STAC token trading
• Portfolio management services
• Venture capital investment access
• Real estate investment opportunities
• Educational and governance features

3. User Eligibility

To use our services, you must:

• Be at least 18 years of age
• Have the legal capacity to enter into binding agreements
• Comply with all applicable laws and regulations
• Complete our KYC (Know Your Customer) verification process
• Not be a resident of restricted jurisdictions
• Not be on any sanctions or restricted persons lists

4. Investment Risks

All investments carry inherent risks. By using our platform, you acknowledge that:

• Past performance does not guarantee future results
• You may lose some or all of your invested capital
• Cryptocurrency and blockchain investments are highly volatile
• Regulatory changes may affect the value of your investments
• Market conditions can impact investment performance
• You should only invest what you can afford to lose

5. Shariah Compliance

All investment opportunities on our platform are designed to comply with Islamic finance principles:

• No interest (riba) is charged or paid
• Investments are backed by real assets
• No speculation or gambling (maysir) is involved
• No excessive uncertainty (gharar) in contracts
• All activities must be halal (permissible)
• Regular Shariah compliance audits are conducted

6. User Responsibilities

As a user of our platform, you agree to:

• Provide accurate and complete information
• Keep your account credentials secure
• Comply with all applicable laws and regulations
• Not engage in fraudulent or illegal activities
• Report any suspicious activities immediately
• Update your information when it changes
• Use the platform only for lawful purposes

7. Prohibited Activities

You may not use our platform to:

• Engage in money laundering or terrorist financing
• Violate any applicable laws or regulations
• Attempt to hack or compromise our systems
• Create multiple accounts to circumvent restrictions
• Provide false or misleading information
• Interfere with other users' access to the platform
• Use automated systems to access the platform without permission

8. Intellectual Property

All content, trademarks, and intellectual property on our platform are owned by Safa Global Capital Citizens or our licensors. You may not:

• Copy, modify, or distribute our content without permission
• Use our trademarks or logos without authorization
• Reverse engineer or attempt to extract source code
• Create derivative works based on our platform

9. Limitation of Liability

To the maximum extent permitted by law, Safa Global Capital Citizens shall not be liable for:

• Any investment losses or financial damages
• System downtime or technical issues
• Third-party actions or content
• Regulatory changes affecting your investments
• Market volatility or economic conditions
• Indirect, incidental, or consequential damages

10. Disclaimers

Our platform is provided "as is" without warranties of any kind. We do not guarantee:

• Uninterrupted or error-free service
• Investment returns or performance
• Accuracy of market data or information
• Compatibility with all devices or browsers
• Security against all potential threats

11. Termination

We may terminate or suspend your account at any time for:

• Violation of these terms
• Fraudulent or illegal activities
• Failure to comply with KYC requirements
• Regulatory or legal requirements
• At our sole discretion with reasonable notice

12. Governing Law

These terms are governed by the laws of the United Arab Emirates. Any disputes will be resolved through binding arbitration in accordance with the rules of the Abu Dhabi Global Market.

13. Changes to Terms

We may update these terms from time to time. We will notify users of material changes through email or platform notifications. Continued use of the platform constitutes acceptance of the updated terms.

14. Contact Information

For questions about these terms, please contact us at: