Ethical Capital Investments
A Foundation of Integrity, Alignment & Impact. Join SAFA GLOBAL CAPITAL CITIZENS through our three structured investment models designed for purpose-aligned investors seeking real-world performance and meaningful value creation.
Fully Shariah Compliant
All our investment instruments are certified by our Shariah Advisory Board and comply with Islamic finance principles - no riba (interest), no gharar (excessive uncertainty), and genuine risk-sharing.
Investment Model Comparison
| Feature | Revenue-Based Financing (RBF) | Convertible Bridge (CB) | Asset-Backed Sukuk Yield Notes |
|---|---|---|---|
| Convertible | No (non-equity, revenue-linked only) | Yes (convertible into equity or exit with structured return) | No (non-convertible) |
| Best For | Early believers seeking ethical income and short-term liquidity | Strategic investors seeking growth participation and equity options | Capital allocators seeking fixed, asset-linked returns with project alignment |
| Exit Strategy | Lump sum payout at maturity based on shared revenue performance (~1.48x) | Exit with up to 2.5x return or convert into equity at next round | Fixed return at maturity based on lease/project revenue (1.5x–4x depending on term) |
| Ethical Structure | Profit-sharing model (performance-based; no capital guarantee) | Partnership model with optional equity participation | Asset-backed structure via lease (Ijarah) or production (Istisna)-style contracts |
| Risk Profile | Low–Medium: Based on revenue performance; typically asset-light | Medium: Operational and timeline-based; linked to growth execution | Low–Medium: Secured by tangible assets and tied to defined project terms |
| Investor Incentive | Share of actual profits; 1.48x projected return | 2.5x projected return or equity participation (investor's choice) | Fixed income based on business contract execution (term options: 12, 24, or 36 months) |
| Liquidity Timeline | Short-Term: 6–12 months | Medium-Term: 6-24 months | Structured: 12, 24, or 36-month maturity options |
Revenue-Based Financing (RBF)
Short-term, performance-linked model for investors seeking returns without equity dilution. Ideal for those who want to support growth-stage businesses and share in results over 6-12 months.
Key Features:
- 1.48x total return (capital + 48% profit)
- 6-12 month holding period
- Non-equity participation
Convertible Bridge (CB)
Built for early believers who want both protection and upside. A 2-year strategic vehicle with two clear outcomes: convert into equity or exit through capped revenue-based return.
Key Features:
- Up to 2.5x total return over 24 months
- Optional equity conversion
- Revenue-based payout alternative
Asset-Backed Sukuk Yield Notes
Structured, longer-term option for capital allocators seeking fixed returns backed by real assets or deliverables. Offered in 12, 24, and 36-month terms.
Key Features:
- 1.5x to 4x return depending on term
- Real asset exposure
- Fixed-term, structured returns
Ready to start your ethical investment journey?